Parametric wildfire
insurance.
Explore a proposed insurance design with a predefined payment when a specified wildfire-related trigger is verified, subject to policy terms.
Quotes, coverage, and policy applications are not available through this website.
Looking for potential savings on your current policy? Estimate potential insurance savings Home-hardening discounts are reviewed by your existing insurer and are separate from this proposed offering.
Payment depends on a defined trigger.
A parametric policy links payment to defined conditions rather than an assessment of repair costs alone. A qualifying trigger and property damage are not necessarily the same thing.
- 01
Define the conditions
The policy specifies the event trigger, verification sources, and payment terms.
- 02
Verify the event
The agreed process determines whether the defined trigger has been met.
- 03
Apply the terms
A qualifying trigger may lead to a predefined payout, subject to policy conditions. The amount may differ from actual loss.
An event is not the same
as a covered trigger.
Select an illustrative scenario. No actual product, trigger, or payout amount has been defined.
Coverage is in development. Eligibility, terms, and the responsible insurer must be confirmed before an offering.
Proposed coverage. No policies available.
A1 Ember Insurance is in development. Coverage, quotes, and policy applications are not available through this website.
The responsible insurer, required approvals, eligibility, triggers, payout amounts, limits, and exclusions must be confirmed before an offering. This website does not bind coverage or replace advice from your current insurer.