Skip to content

A1 EMBER INSURANCE / IN DEVELOPMENT

About A1 Ember Insurance

A1 Ember Insurance is exploring parametric wildfire insurance: a contract concept that would connect a defined event measurement with predefined payment terms. Our proposed offering is in development; coverage, quotes, and policy applications are not available.

Understand the trigger, payment, and remaining exposure

We are examining how event triggers, verification methods, and payment limits could be explained clearly. The responsible insurer, eligibility, applicable authorizations, and complete policy terms have not been established.

An event-based payment can differ from a property’s actual loss. The educational examples explain that gap; they do not quote a premium, confirm eligibility, or promise payment.

Part of the A1 Ember family

A1 Ember Insurance is part of A1 Ember Resilience Group. Home Hardening focuses on property improvements and documentation; Terrain’s property workflow and Guard’s product offering are in development. None of those activities establishes eligibility for a future A1 Ember insurance product.

Mitigation discounts on your current policy

Potential savings from home hardening are a separate question for your current insurer. Ask which completed improvements it recognizes and what evidence it requires. A1 Ember’s savings calculator uses illustrative inputs to help you explore that conversation; it does not quote an A1 Ember insurance policy.